Is Dept 914, PO Box 4115, Holding Your Key?

4 oct 2020 the letter states it's from first national collection bureau and they name the creditor as first premier but there is the following address in the upper left corner: Dept 940 po box. See how it works, and how we can help. Sign in to see important information about your account such as the original creditor, the account balance as well as options to resolve the debt. If so, it could be portfolio recovery associates, a debt buyer and collector.

Should i respond like that? The letter says i have until august 20th. If not, the federal fair debt collection practices act allows a consumer to insist that a creditor provide validation of a debt before continuing attempts to collect it (they're actually supposed.